How to Buy Treasury Bonds in Uganda (Step-by-Step Guide)

Buying treasury bonds is now easier than ever with Level Africa. You can now instantly buy any available bond in just a few steps — no need to wait for the next auction if a bond is marked “Available.” Here’s how it works:

What Are Treasury Bonds?

A treasury bond is like giving a loan to the government. You lend them your money, and they promise to pay it back with interest after a set time (like 2 or 10 years). For example, if you invest UGX 1,000,000 in a bond that pays 15.8%, you’ll receive UGX 158,000 per year — usually paid in two parts every six months. At the end of the bond’s term (called maturity), you get back your full UGX 1,000,000.

What You Need Before You Start

To begin, you need:

A Level Africa Wallet (free to open)
National ID or Passport
At least UGX 100,000
Internet access and Mobile Money or bank transfer access

New: Buy Instantly When Bonds Are Available

When you log into your Level Africa dashboard, you’ll see a list of treasury bonds. If it says “Available”, it means you can buy it instantly — as long as your wallet has funds.

How to Buy a Bond (Real-Time Steps)

Step 1: Select a Bond
On your dashboard under “BOU Bonds,” pick one of the bonds listed — for example, BOU 15.80% maturing 23-June-2039.

Step 2: Fill the Order Form
You’ll see a simple form where you enter:

Your investment amount (e.g. UGX 10,000,000)
The bond you chose

Click “See Earnings” to preview how much you’ll earn.

Step 3: Review the Summary
The system will show you:

How many bonds you can buy
Unit cost per bond (e.g. UGX 105,858)
Total cost
Expected earnings

Step 4: Confirm and Buy
Once you confirm, your bond is instantly purchased and added to your portfolio.

Step 5: Track and Earn
You’ll see your payout schedule and interest payments inside your dashboard. Payments are typically made twice per year.

Example: Investing UGX 10 Million in a 15.80% Bond

Unit Cost: UGX 105,858
Bonds Purchased: 94
Total Cost: UGX 9,950,676
Annual Earnings: Around UGX 1,485,200 (before tax)

Tips for Safe Investing

Always use platforms licensed by the CMA (like Level Africa)
Do not send money to individuals via WhatsApp or social media.
Buy bonds marked as “Available” on Level Africa if you want instant confirmation.

Quick FAQs

Can I use Mobile Money?
Yes. You can top up your wallet directly from MTN or Airtel.

Can I sell the bond early?
Yes, on the secondary market. But for best returns, hold till maturity.

Are returns taxed?
Yes. A 15% withholding tax is applied to your interest — it’s automatic

Next Steps

Create or log into your Level Africa Account
Go to ‘Products’ and select ‘Treasury Bonds’
Choose a bond and place your order
If a bond is marked ‘Available’, you can buy it instantly

Your bond starts earning the moment it’s confirmed. No waiting. No stress.

Create an account on Level Africa and invest in Bonds Instantly