Best For Predictable income and capital preservation Diversified long-term wealth growth Fixed and predictable returns Currency diversification and USD exposure Currency UGX UGX / USD UGX / USD USD Product Type Government security Professionally managed pooled fund Fixed-income investment Multiple USD-denominated products

Minimum Investment From UGX 100,000 UGX 100,000 / USD 1,000 UGX 20,000,000 / USD 5,000 USD 10,000 Potential Return Up to 18.5% p.a. Up to 12.0% p.a Up to 16% p.a / USD 7% p.a Up to 20% p.a. Investment Term 3 to 25 years Open-ended 2 to 5 years 90 days+ Returns Interest paid every six months Fund growth and distributions Periodic payments or at maturity Increase in net asset value overtime

Liquidity Tradable on the secondary market Redeemable subject to fund terms Usually held until maturity Depends on global market conditions Early Exit Possible through the secondary market Withdrawals allowed subject to processing terms Early withdrawal conditions may apply Exchange specific conditions apply Online Access Available through Level Africa Available through Level Africa Available through Level Africa Available through Level Africa

Investor Profile Income-focused and long-term investors First-time and growth-focused investors Conservative and goal-based investors Experienced investors persuing higher return and diversification Primary Goal Regular income and capital preservation Long-term diversified growth Predictable returns over a fixed term Long-term growth and global diversification Risk Profile Generally lower risk Depends on the selected fund Medium risk Medium to high risk

Level Africa | Invest, Grow & Build Wealth

Build wealth with confidence.

Explore Investment Products

Find the right investment product based on your goals, risk appetite, and investment horizon.

up to 18.50% p.a

Treasury Bonds

Government-backed investments with regular interest income.

up to 12.0% p.a

Unit Trusts

Professionally managed funds for diversified growth.

up to 16.00% p.a

Fixed Income

Fixed returns over a defined investment period.

up to 7.00% p.a

Thematic Equity Portfolio

USD denominated investments for diversification.

Who is Level Africa For?

At Level Africa, everything we build is guided by a simple belief that investing should be accessible, transparent, and designed to help people create long-term wealth with confidence.

FOR INDIVIDUALS & DIASPORA

Grow Personal Wealth in Uganda Shillings or USD

Open an account in minutes, fund it by mobile money or bank transfer, and choose from six product types built for different goals and time horizons.

FOR INSTITUTIONS

Structure, Manage and Scale Investment Products

Level Africa builds the infrastructure behind fintechs, SACCOs and fund managers who need to launch investment products without building the plumbing themselves.

How Level Africa Works

Everything you need to know before you start investing with Level Africa.

1. Create your account

2. Fund your wallet

Add money securely by mobile money or bank transfer, in UGX or USD.

3. Choose your investment

Compare products (overleaf) and invest in the one that fits.

4. Track your progress

Monitor returns, maturity dates and statements from one dashboard.

Built for Better Investing

At Level Africa, everything we build is guided by a simple belief that investing should be accessible, transparent, and designed to help people create long-term wealth with confidence.

Access

Investing Without Barriers

We make quality investment opportunities accessible through simple digital onboarding, low entry points, and a platform designed for everyone.

TRANSPARENCY

Clear Information. Better Decisions.

We provide straightforward product information, transparent reporting, and timely updates so every investment decision is based on knowledge, not guesswork.

Compare Investment Products

Compare available investment products based on their minimum investment, returns, investment period and liquidity.

Features

Treasury Bonds

Government-backed investments with regular interest income.

Start Investing

Unit Trusts

Professionally managed funds for diversified growth.

Start Investing

Fixed Income Deposits

Fixed returns over a defined investment period.

Start Investing

Thematic Equity Portfolio

USD denominated investments for diversification.

Start Investing

Product Overview

Best For	Predictable income and capital preservation	Diversified long-term wealth growth	Fixed and predictable returns	Currency diversification and USD exposure
Currency	UGX	UGX / USD	UGX / USD	USD
Product Type	Government security	Professionally managed pooled fund	Fixed-income investment	Multiple USD-denominated products

Investment Details

Minimum Investment	From UGX 100,000	UGX 100,000 / USD 1,000	UGX 20,000,000 / USD 5,000	USD 10,000
Potential Return	Up to 18.5% p.a.	Up to 12.0% p.a	Up to 16% p.a / USD 7% p.a	Up to 20% p.a.
Investment Term	3 to 25 years	Open-ended	2 to 5 years	90 days+
Returns	Interest paid every six months	Fund growth and distributions	Periodic payments or at maturity	Increase in net asset value overtime

Liquidity & Access

Liquidity	Tradable on the secondary market	Redeemable subject to fund terms	Usually held until maturity	Depends on global market conditions
Early Exit	Possible through the secondary market	Withdrawals allowed subject to processing terms	Early withdrawal conditions may apply	Exchange specific conditions apply
Online Access	Available through Level Africa	Available through Level Africa	Available through Level Africa	Available through Level Africa

Investor Fit

Investor Profile	Income-focused and long-term investors	First-time and growth-focused investors	Conservative and goal-based investors	Experienced investors persuing higher return and diversification
Primary Goal	Regular income and capital preservation	Long-term diversified growth	Predictable returns over a fixed term	Long-term growth and global diversification
Risk Profile	Generally lower risk	Depends on the selected fund	Medium risk	Medium to high risk

The Infrastructure Behind Other People's Investment Products

Level Africa helps fintechs, digital wealth platforms, and fund managers structure products and optimise portfolios. We provide access to custody and settlement infrastructure without the need to build it from scratch

Fintechs

Investment apps &
embedded finance
platforms needing a
licensed product layer.

Portfolio

Management tooling for
firms running client
portfolios at scale.

Treasury

Optimisation support for
organisations managing
idle cash.

Product

Structuring expertise for
new fund or note launches.

Frequently Asked Questions

Everything you need to know before you start investing with Level Africa.

What can I invest in through Level Africa?

You can invest in Treasury Bonds, Unit Trusts, Fixed Income and Thematic Equity Portfolios through Level Africa.

How much money do I need to start?

Minimum investment amounts vary by product. You can see the minimum investment and applicable terms for each opportunity before you invest.

Is Level Africa licensed and regulated?

Yes. Level Africa is regulated by the Capital Markets Authority (Uganda).

How do I start investing?

Create and verify your account, fund your wallet, choose an investment and start investing. You can track your portfolio directly from your Level dashboard.

Can I withdraw my money when I need it?

It depends on the investment. Each product has its own investment period, liquidity and withdrawal terms, which are clearly shown before you invest.

Can I invest if I live outside Uganda?

Yes, eligible investors outside Uganda can invest through Level Africa, subject to the applicable account verification and investment requirements.