Why Rising School Fees Are Breaking Parents—and the Smart Way Out

I see you.

I see the sleepless nights as you wonder how you’ll manage next term’s school fees. The sinking feeling when a letter from the school arrives, announcing yet another increase in tuition. The stress of stretching every shilling, cutting back on essentials, and still falling short.

You work so hard to provide for your children. You sacrifice, you plan, you dream of a brighter future for them. But when school fees keep rising year after year, it feels like you’re fighting a losing battle.

You’re not alone.

The Heavy Burden of School Fees

In Uganda, the cost of education is rising faster than many families can keep up. Schools charge fees that go beyond tuition—development charges, PTA contributions, uniforms, exam fees, even reams of paper and brooms. These hidden costs pile up, making it harder to plan or save.

For many parents, the numbers just don’t add up.

When faced with this burden, you might feel like you have no choice but to take financially risky steps:

  • Borrowing money at high interest rates that trap you in a cycle of debt.
  • Selling off valuable assets that could have secured your family’s future.
  • Cutting back on other essentials like food, health, or housing.

But here’s the truth: these decisions, though understandable, can make the situation worse in the long run. Debt grows, resources deplete, and the stress takes a toll on your health and happiness.

You Deserve Better

I know it feels overwhelming, and I want you to know—there’s another way. What if instead of scrambling to pay for school fees every term, you could plan ahead and grow your savings? What if your money worked for you, instead of you working so hard to chase it?

That’s where investing comes in.

Investing for Your Child’s Education

Imagine putting aside what you can now—not as savings, but as an investment. Imagine watching that investment grow over time, giving you the peace of mind that when the next school term arrives, the money is already there.

Here’s how it works:

  1. You start by investing in a product that matches your budget and goals.
  2. Over time, your investment earns returns, helping you grow your money.
  3. When school fees are due, you use those returns to pay without stress, loans, or sacrifices.

This isn’t just about covering fees. It’s about breaking free from the cycle of financial strain, building security for your family, and ensuring your child’s education is never interrupted.

Why I Believe in This Solution

I’ve spoken to so many parents in your position. Parents who’ve struggled, who’ve worried, who’ve wondered if there’s a better way. I believe investing is that better way. It’s not just about today’s school fees—it’s about securing your child’s future and your own financial peace of mind.

You don’t need to be wealthy to start investing. You just need to take the first step.

Let’s Build That Future Together

If this speaks to you, if you’re tired of the cycle and ready for change, I’m here to guide you. Investing isn’t complicated, and it’s not out of reach. It’s a tool that can help you take control of your finances, one step at a time.

Because your children deserve an education—and you deserve to provide it without breaking under the weight of school fees.

Call or WhatsApp 0765 972769 to start today.

Abraham Banaddawa
Financial Adviser & CEO Level Africa
Email: abraham@level.africa

Level Africa is a financial technology company and is not a bank. © 2025  Level. All Rights Reserved.