June 2025 Bank of Uganda Treasury Bond Auction – Results & What It Means for You

On June 11, 2025, the Bank of Uganda held a treasury bond auction featuring 2-year, 5-year, and 15-year bonds. These weren’t new bonds — they were reopenings, meaning they were previously issued and are being offered again to raise additional funds.

For anyone investing or planning to invest in treasury bonds, here’s a simple breakdown of what happened, what the interest rates were, and how you can take advantage of the returns.

The following bonds were reopened in this auction:

- UG12G0907265 – 13.500% 2-Year Bond maturing 09-Jul-2026
- UG0000001533 – 14.250% 5-Year Bond maturing 23-Aug-2029
- UG12K2306393 – 15.800% 15-Year Bond maturing 23-Jun-2039

Let’s break down the numbers and what they mean for you as an investor.

What Bonds Were Offered and at What Rates?

Bond Term	Maturity Date	Cut-off Yield (Interest Rate)	Amount Raised
2-Year	9 July 2026	15.75%	UGX 280 billion
5-Year	23 August 2029	16.75%	UGX 312.26 billion
15-Year	23 June 2039	17.80%	UGX 499.41 billion

Cut-off yield simply means the interest rate the government agrees to pay successful bidders. Think of it as the deal you lock in when you invest in that bond. The longer your money is invested, the higher the rate tends to be.

What Do These Results Tell Us?

Investors were eager to buy. The total amount people tried to invest was higher than what the government accepted. For example, UGX 499 billion was raised from the 15-year bond alone, out of UGX 781 billion that investors offered.
The 2-year bond had a yield of 15.75%, offering a solid return for those looking for a short-term option. It’s a good pick for people who want to test out bonds without committing for too long.
The 5-year bond gave a slightly higher return at 16.75%. It’s ideal for people investing toward medium-term goals like land, tuition, or a business launch in a few years.
The 15-year bond had the highest return at 17.80%. While it’s a longer wait, it suits those planning for big goals like retirement, children’s university, or wealth preservation.
Across all three bonds, the demand was high, meaning more people are turning to treasury bonds as a safer and more rewarding investment option.

In simple terms, treasury bonds continue to be one of the most attractive ways to grow your money in Uganda.

Real-Life Example – What You Could Earn

Let’s say you invested UGX 1,000,000 in the 2-year bond at 15.75%:

You’d earn UGX 157,500 per year in interest (split into two payments every 6 months)
Over 2 years, that’s UGX 315,000
At the end of 2 years, you get back your UGX 1,000,000

And the best part? The interest is paid to your wallet automatically — no follow-ups needed.

How to Invest in Treasury Bonds Through Level Africa

Investing in bonds used to mean going through brokers or filling out paperwork. But not anymore. With Level Africa, the entire process is digital, beginner-friendly, and fully licensed.

Here’s how to get started:

Create an account on Level Africa
Upload your National ID or Passport (KYC)
Go to Treasury Bonds under products
Choose a bond that fits your timeline and goal
Deposit money into your Level Africa wallet
Place your order — bonds marked “Available” can be bought instantly
Start earning interest and track everything from your dashboard

Final Thoughts

The June 2025 bond auction offered strong, reliable returns for anyone looking to invest with confidence. Whether you’re investing for school fees, retirement, or building your financial cushion — treasury bonds remain one of the safest and most rewarding options.

And now, you can access them directly through Level Africa.

Ready to start investing in bonds?

Start Now – Create an Account on Level Africa!

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