October 2025 Uganda Treasury Bond Auction: 3, 10 & 20-Year Bonds Now Open

The Bank of Uganda has announced its next treasury bond auction, scheduled for Tuesday, 29 October 2025. In this auction, three bonds are being reopened:

• 3-Year Bond (UG12J1301280) – 14.125% maturing 13-Jan-2028

• 10-Year Bond (UG12K2206346) – 14.250% maturing 22-Jun-2034

• 20-Year Bond (UG12L1806433) – 15.000% maturing 18-Jun-2043

If you’re planning to grow your investments through stable, government-backed assets, here’s what you need to know.

What Does “Re-opening” Mean?

These are not new bonds. They’ve been offered before, and now the government is looking to raise more money by offering additional units of the same bonds. If you invest, you’ll be joining an existing group of investors but you’ll still earn the same coupon interest based on your purchase price.

What These Bonds Offer You

3-Year Bond – Short-Term Commitment

• Ideal if you’re planning for expenses in the next 2–3 years.

• Great for school fees, weddings, or land deposits.

• Pays interest every 6 months.

10-Year Bond – Medium-Term Planning

• Good for business expansion, real estate goals, or your children’s secondary or university education.

• More interest than shorter bonds, with regular coupon payments.

20-Year Bond – Long-Term Wealth

• Designed for retirement planning, legacy investments, or long-term wealth preservation.

• Highest return potential over time.

• Suits those building generational wealth.

Deadline to Participate

To join this auction, you must complete your investment steps before Friday, 25 October 2025.

How to Invest in Treasury Bonds Through Primary Dealers (PDs)

1. Choose a Primary Dealer Bank
   Select one of the licensed banks: Absa, Centenary, Citi, DFCU, Equity, Housing Finance, Stanbic, or Standard Chartered.

2. Open an Investment Account
   If you don’t already bank with them, you may need to open an account. They’ll also help you open a CSD (Central Securities Depository) account at the Bank of Uganda in your name.

3. Place Your Bid Through the Bank
   Tell your bank how much you want to invest and in which bond maturity (2-year, 5-year, 15-year, etc.). They will submit the bid on your behalf at the auction.

4. Meet the Minimum Requirement
   The smallest investment allowed is UGX 100,000. Your PD will guide you if they set higher internal minimums.

5. Settlement
   If your bid is successful, your bank (the PD) will debit your account on settlement day (in this case, October 2, 2025) for the committed amount.

6. Earning Returns
   You’ll receive interest every 6 months directly into your bank account, and the full principal at maturity.

How to Invest in Treasury Bonds Through Level Africa

It’s now easier than ever to invest in bonds in Uganda. With Level Africa, everything is done online, securely, and in minutes.

Steps to Get Started:

1. Create an Account on Level Africa

2. Upload your National ID or Passport to complete KYC

3. Deposit money into your Level Africa wallet

4. Choose a bond from the Treasury Bonds section

5. Place your order

6. Bonds marked “Available” can be bought instantly

7. For upcoming auctions, place your order before the deadline

8. Track your returns right from your dashboard

Note: To participate in this auction, complete your KYC and fund your wallet before 25 October 2025.
A one-time UGX 25,000 fee applies to process your bid.

What Happens After You Invest?

Once the auction takes place on 29 October 2025, Bank of Uganda will decide the cut-off yields for each bond based on demand.

If your bid is successful:

• You’ll begin earning interest (coupon payments every 6 months)

• You can track your bond on your Level Africa dashboard

• You’ll get your capital back when the bond matures

Final Thoughts

This is a great opportunity for Ugandans looking for a safe, low-risk, and consistent way to grow their money.

Whether you’re planning for a short-term goal or thinking long-term, this auction gives you multiple options. And with Level Africa, the process is simple, fast, and fully licensed.

Ready to Invest?

Join our community of like-minded investors building wealth with Level Africa.

Stay updated by following our WhatsApp channel and joining our Investor WhatsApp Community.

We’ll walk with you every step of the way.

FAQs – Treasury Bonds in Uganda

What are treasury bonds?
They are long-term loans you give to the government in exchange for fixed interest.

How often is interest paid?
Every 6 months directly to your Level Africa wallet.

What’s the minimum investment?
UGX 100,000 for non-competitive bids on Level Africa.

Is the interest taxed?
Yes. Withholding tax is 10% or 20%, depending on the bond.

Can I sell my bond before maturity?
Yes, on the secondary market — but prices may vary.

How do I know which bond to pick?
Start with your goal: short-term = 2-year, medium-term = 5-year, long-term = 15-year+