February 2025 Bank Of Uganda Treasury Bond Auction – Results & What It Means for You
On February 19, 2025, the Bank of Uganda reopened three treasury bonds with maturities of 2 years, 5 years, and 15 years. These are not new — they’re bonds that were first offered earlier and are being made available again for new investors.
The following bonds were reopened in this auction:
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UG12G0907265 – 13.500% 2-Year Bond maturing 09-Jul-2026
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UG0000001533 – 14.250% 5-Year Bond maturing 23-Aug-2029
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UG12K2306393 – 15.800% 15-Year Bond maturing 23-Jun-2039
What Bonds Were Offered and at What Rates?
| Bond Term | Maturity Date | Cut-off Yield (Interest Rate) | Amount Raised |
|---|---|---|---|
| 2-Year | 09-Jul-2026 | 15.75% | UGX 380.50 billion |
| 5-Year | 23-Aug-2029 | 16.25% | UGX 431.97 billion |
| 15-Year | 23-Jun-2039 | 17.00% | UGX 721.47 billion |
The cut-off yield is the interest rate successful investors will earn on each bond. Generally, longer-term bonds offer higher yields to compensate for the longer commitment.
What These Results Tell Us
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The 15-year bond was the most popular — over UGX 1.1 trillion was bid, and UGX 721 billion accepted. That’s strong demand from long-term investors.
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The 2-year bond at 15.75% suits short-term investors saving for near-term goals like tuition or renovations.
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The 5-year bond at 16.25% offers a good balance between returns and medium-term flexibility.
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The 15-year bond at 17.00% gives a reliable long-term return — ideal for retirement, legacy goals, or long-term wealth planning.
Example: What Would You Earn?
If you invested UGX 1,000,000 in the 5-year bond at 16.25%:
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You’d receive UGX 162,500 annually, paid every 6 months
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Over 5 years, that’s UGX 812,500 in total interest
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You’ll also get your full UGX 1,000,000 back at the end
How to Invest in Treasury Bonds via Level Africa
You can invest in any of these government bonds directly from your phone or laptop with Level Africa.
Here’s how to get started:
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Create an account on Level Africa
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Upload your National ID or Passport (KYC)
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Go to “Treasury Bonds” under Products
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Choose a bond that matches your goal
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Deposit funds into your wallet
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Place your order – bonds marked “Available” can be bought instantly
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Track your interest and returns in one dashboard
Final Thoughts
The February 2025 bond auction showed continued strong investor confidence in Uganda’s treasury bonds. With high interest rates and safety backed by the government, these bonds remain a top choice for growing your money reliably.
Start Now – Create an Account on Level Africa
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