August 2025 Bank Of Uganda Treasury Bond Auction Results and Rates
On August 6, 2025, the Bank of Uganda held a major treasury bond auction. This time, investors were offered four bond options — including a new 5-year and new 25-year bond.
These results help us understand how much the government raised, how much interest investors can earn, and what it means for anyone considering treasury bonds as an investment.
Let’s break it all down.
Which Bonds Were Auctioned?
The following bonds were part of this auction:
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UG12J1301280 – 14.125% 2-Year Bond maturing 13-Jan-2028 (Reopening)
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UG12H0108300 – 15.500% 5-Year Bond maturing 01-Aug-2030 (New Issue)
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UG12K2306393 – 15.800% 15-Year Bond maturing 23-Jun-2039 (Reopening)
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UG12M0707507 – 16.000% 25-Year Bond maturing 07-Jul-2050 (New Issue)
These included a mix of short-, mid-, and long-term options — allowing investors to choose based on their financial goals.
Interest Rates (Cut-off Yields)
These are the final interest rates investors locked in:
| Bond Term | Cut-off Yield (Interest Rate) |
|---|---|
| 2-Year | 15.75% |
| 5-Year | 15.50% |
| 15-Year | 17.65% |
| 25-Year | 16.00% |
These rates are annual returns. So if you invest UGX 1,000,000 in the 15-year bond, you’d earn UGX 176,500 in interest each year.
What Do These Results Tell Us?
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Investor Demand Was High:
All four bonds were oversubscribed. For example, the 25-year bond had UGX 851 billion offered — but only UGX 805 billion was accepted. This shows strong trust in long-term government securities. -
2-Year Bond Is Still Popular:
With a 15.75% return and shorter commitment, this bond appeals to cautious or first-time investors. -
The New 5-Year Bond Offers Stability:
It gave a 15.50% rate — slightly lower than the 2-year, but appealing to medium-term savers. -
The 15-Year Bond Offered the Highest Return:
At 17.65%, it’s the highest return of all bonds this auction. This suits long-term investors building wealth or saving for retirement. -
The 25-Year Bond Is Now Live:
This is ideal for generational wealth, education planning, or future property investments. The rate is strong at 16%, and it signals the government’s commitment to long-term financing.
Real-Life Example – How Much Could You Earn?
If you invested UGX 1,000,000 in the 15-Year bond at 17.65%:
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You’d earn UGX 176,500 per year in interest
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Interest is paid in two installments — every 6 months
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After 15 years, you’d have earned UGX 2,647,500 in total interest
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And you’ll still get your UGX 1,000,000 principal back at the end
All paid directly into your wallet — no hassle.
How to Invest in Treasury Bonds Through Level Africa
It’s now easier than ever to invest in bonds in Uganda. With Level Africa, everything is done online, securely, and in minutes.
Steps to Get Started:
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Create an Account on Level Africa
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Upload your National ID or Passport to complete KYC
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Deposit money into your Level Africa wallet
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Choose a bond from the Treasury Bonds section
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Place your order
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Bonds marked “Available” can be bought instantly
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For upcoming auctions, place your order before the deadline
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Track your returns right from your dashboard
Note: To participate in auctions, make sure your KYC is complete and your wallet is funded before the deadline.
For this auction, for example, the deadline was August 4, and a UGX 25,000 fee applied.
Final Thoughts
This August 2025 auction reinforced one thing — treasury bonds remain one of Uganda’s best low-risk investment options.
Whether you’re investing for school fees, retirement, or long-term wealth building, there’s a bond that fits your timeline and risk comfort.
You can now access them easily through Level Africa, without paperwork or intermediaries.
Ready to invest in treasury bonds?
Start Now – Create an Account on Level Africa!
Join our community of like-minded investors like yourself today — Building Wealth With Level Africa!