Grow Your Wealth Through Professionally Managed Funds
Unit Trusts bring money from multiple investors together into professionally managed funds. This gives you access to a diversified portfolio without having to select and manage individual investments yourself.
They can be particularly useful if you want long-term growth, diversification and professional investment management in one product.
Professional Management
Diversified Investing
Your money is invested across a portfolio rather than relying on a single investment, helping spread your exposure.
Accessible Investing
Long-Term Growth
Unit Trusts provide an opportunity to participate in the growth and income generated by the investments held within the fund.
Who Should Consider Unit Trusts?
Unit Trusts can suit investors who want diversified, professionally managed investments without having to manage individual assets themselves.
First-Time Investors
Long-Term Wealth Builders
Suitable for investors looking to build wealth progressively through a diversified portfolio.
Diversification Seekers
Useful for investors who want to spread their money across multiple underlying investments rather than relying on a single asset.
Hands-Off Investors
Designed for people who want their investment decisions and portfolio management handled by professional fund managers.
How Level Africa Works
Everything you need to know before you start investing with Level Africa.
1. Create your account
Sign up and verify your identity to activate your Level account.
2. Fund your wallet
Add funds using the available funding options.
3. Choose a Unit Trust
4. Track your progress
Compare Investment Products
Compare available investment products based on their minimum investment, returns, investment period and liquidity.
Product Overview
| Best For | Predictable income and capital preservation | Diversified long-term wealth growth | Fixed and predictable returns | Currency diversification and USD exposure |
|---|---|---|---|---|
| Currency | UGX | UGX / USD | UGX / USD | USD |
| Product Type | Government security | Professionally managed pooled fund | Fixed-income investment | Multiple USD-denominated products |
Investment Details
| Minimum Investment | From UGX 100,000 | UGX 100,000 / USD 1,000 | UGX 20,000,000 / USD 5,000 | USD 10,000 |
|---|---|---|---|---|
| Potential Return | Up to 18.5% p.a. | Up to 12.0% p.a | Up to 16% p.a / USD 7% p.a | Up to 20% p.a. |
| Investment Term | 3 to 25 years | Open-ended | 2 to 5 years | 90 days+ |
| Returns | Interest paid every six months | Fund growth and distributions | Periodic payments or at maturity | Increase in net asset value overtime |
Liquidity & Access
| Liquidity | Tradable on the secondary market | Redeemable subject to fund terms | Usually held until maturity | Depends on global market conditions |
|---|---|---|---|---|
| Early Exit | Possible through the secondary market | Withdrawals allowed subject to processing terms | Early withdrawal conditions may apply | Exchange specific conditions apply |
| Online Access | Available through Level Africa | Available through Level Africa | Available through Level Africa | Available through Level Africa |
Investor Fit
| Investor Profile | Income-focused and long-term investors | First-time and growth-focused investors | Conservative and goal-based investors | Experienced investors persuing higher return and diversification |
|---|---|---|---|---|
| Primary Goal | Regular income and capital preservation | Long-term diversified growth | Predictable returns over a fixed term | Long-term growth and global diversification |
| Risk Profile | Generally lower risk | Depends on the selected fund | Medium risk | Medium to high risk |
Latest Unit Trusts Insights
Frequently Asked Questions
What is a Unit Trust?
A Unit Trust is a pooled investment where money from multiple investors is combined and professionally managed according to the fund’s investment strategy.
What is the minimum investment?
Unit Trusts available through Level Africa start from UGX 100,000 or USD 1,000, depending on the fund.
What returns can I earn?
Available Unit Trusts may offer potential returns of up to 12.0% p.a. Returns depend on the selected fund and its performance and are not guaranteed.
How do Unit Trusts generate returns?
How long do I need to invest?
Unit Trusts are open-ended, meaning they do not have the same fixed maturity structure as products such as Treasury Bonds or Fixed Income.
Your appropriate investment period will depend on the selected fund and your investment goals.
Can I withdraw my investment?
Unit Trusts are redeemable subject to the terms of the selected fund. Withdrawal processing periods and other conditions may vary between funds.
Can I add more money after investing?
This depends on the terms of the selected Unit Trust. Review the fund information on Level Africa for applicable minimums and additional investment requirements.
Are Unit Trusts low risk?
Risk varies by fund because different Unit Trusts can invest in different assets and follow different investment strategies. Review the risk information for the specific fund before investing.
Are all Unit Trusts the same?
No. Unit Trusts can differ in their investment strategy, underlying assets, currency, potential returns, risk profile, minimum investment and withdrawal terms.