3 Ways for Africans in the Diaspora Can Take Care of Loved Ones and Prepare for the Future Back Home using Level Africa

As a member of the diaspora, staying connected to your home country means more than just visits and phone calls—it means taking care of family, preparing for future goals, and possibly setting yourself up for a return one day. But managing finances from abroad isn’t always simple. You want to support your loved ones, grow your wealth safely, and prepare for a stable future without unnecessary risks.

That’s where Level Africa comes in. With bonds, unit trusts, and fixed income deposits, you have access to safe, accessible ways to build a financial foundation back home. Here’s how these three options are helping diaspora investors care for loved ones and secure their own future with confidence.

1. Bonds: Stable Growth to Support Loved Ones

For diaspora investors wanting to create a reliable income stream to help family back home, bonds are an ideal choice. When you invest in bonds, you lend money to governments or companies in exchange for regular interest payments. This steady income can be used to support family members without dipping into your savings.

One of our clients—let’s call her Sarah (not her real name)—is a nurse working in Canada. She wanted a safe, reliable way to send funds back home to support her parents. By investing in bonds through Level Africa, Sarah has created a steady income stream that provides regular returns. She uses these interest payments to help her family cover essential expenses, knowing her money is secure and working to support her loved ones.

2. Unit Trusts: Flexible Investments for Family and Future Plans

Unit trusts offer a diversified portfolio, spreading your investment across various assets so that you’re not reliant on a single sector. For diaspora investors, unit trusts provide the flexibility to access funds relatively quickly, making them a great choice if you need cash on hand for emergencies or future plans.

Take our client Michael (again, not his real name), a software engineer based in the USA. Michael wanted to build a financial reserve he could rely on to help his siblings back home, while still having funds set aside for himself. By investing in unit trusts, he created a flexible, balanced investment that allows him to access funds when needed. Michael knows that with this setup, he’s prepared to support his family whenever they need it, and he’s building a future fund that he can use for his own plans back home.

3. Fixed Income Deposits: A Secure Path for Long-Term Goals Back Home

For those looking to return home eventually or establish something for the future, fixed income deposits are a reliable choice. With a set interest rate over a defined period, fixed income deposits let you grow your savings predictably, giving you confidence that your wealth will be there when you’re ready.

Consider our client Grace (also not her real name), a business consultant living in the UK who dreams of opening a business back home. Grace wanted a safe, low-maintenance way to build her savings over time. By investing in fixed income deposits, she can grow her wealth with the peace of mind that her funds are secure. Every month, she contributes a portion of her income, knowing that when she’s ready to return, she’ll have a financial foundation in place to support her dream of launching a business back home.

Build a Future for Your Family and Yourself

Whether you’re sending support back home to family or building a nest egg for your future, bonds, unit trusts, and fixed income deposits each offer unique benefits that help diaspora investors create financial security with confidence. With Level Africa, you don’t have to navigate complex investments or worry about transparency. You can support loved ones, grow your wealth, and plan for a future back home—safely and simply.

Ready to invest in your loved ones and your future? Explore Level Africa’s options for bonds, unit trusts, and fixed income deposits to stay connected and build a foundation back home.